Payments & Money Movement

One-Click Repeat Payments

Send to a familiar recipient again without starting from scratch. Open a past transaction, adjust the amount and reference, and send, with the same payment method and a fresh compliance check every time.

Send again
Recipient
Alex Bennett
Payment method
SEPA
Amount
€250.00
Reference
August rent
Send
Transaction
€250.00 sent
Send Money Again
Only two fields Amount and reference are the only things you edit. Recipient and payment method carry over.
Checked again, not just resent Account status, currency, and SEPA Instant eligibility are all re-verified before the funds move.
Repeat payments module

Everything needed to send to a familiar recipient again

One module for repeating a past transaction, re-validating it, and sending it, without touching the original send flow.

01

Repeat from any transaction

Open a past transaction and continue with Send again.

02

Only two fields to edit

Amount and reference. Everything else carries over automatically.

03

Same recipient, same method

The payment method is locked to match the original transaction.

04

Fresh compliance checks

Account status and currency availability are re-checked before the funds move.

05

SEPA Instant re-verified

For SEPA recipients, the IBAN is re-checked to confirm it still supports Instant.

06

Excluded where it doesn’t apply

Crypto exchange and Foreign exchange transactions don’t offer a repeat option.

Repeat payment workflow

From a past transaction to a new one, in five steps

STEP 01

Open transaction

Find the past transaction and select Send again.

STEP 02

Review pre-filled details

Recipient and payment method are carried over automatically.

STEP 03

Edit amount and reference

The only two fields that can change.

STEP 04

Re-validate

Status, currency, and SEPA IBAN eligibility are checked again.

STEP 05

Confirm and send

The payment is submitted using the original payment method.

Recipient
Alex Bennett
Payment method
SEPA
Amount
€250.00
Pre-filled by design

Everything from the original transaction, carried over automatically

Recipient and payment method come directly from the transaction you opened. Only amount and reference are left open for you to change.

  • Amount and reference are editable
  • Recipient is locked to the original transaction
  • Payment method is locked and shown read-only
  • The original transaction itself is never modified
Re-checking
Account status
Active ✓
Currency
EUR available ✓
SEPA Instant
Supported ✓
Checked again, not just resent

A repeat payment is re-validated, not just re-sent

Time has passed since the original transaction. Before the funds move, FinHost checks that everything is still true.

  • Account status is re-checked
  • Currency availability is re-checked
  • For SEPA recipients, IBAN validity for the payment method is re-checked
  • If the recipient’s IBAN no longer supports SEPA Instant, the payment is blocked before it happens
Why FinHost

One click instead of a full re-entry, every time

Without repeat payments

  • Re-enter recipient details every time
  • Re-select the payment method manually
  • Risk of outdated or invalid recipient data
  • Extra steps for a routine, familiar payment

With FinHost

  • One click from any past transaction
  • Only amount and reference to edit
  • Status, currency, and IBAN eligibility re-checked automatically
  • Blocked automatically if SEPA Instant is no longer supported
Customer journey

From a past transaction to funds sent again

1

Find the transaction

Open a past payment to the recipient.

2

Select Send again

Recipient and method are pre-filled.

3

Adjust amount and reference

The only two editable fields.

4

Confirm

Details are re-validated before sending.

5

Funds sent again

Same recipient, same method, new amount.

What’s checked on every repeat

The same standards as any new payment

Account status

The sender’s account must still be in acceptable standing before a repeat payment is processed.

Currency

The transaction’s currency must still be available on the sender’s account.

SEPA Instant eligibility

For SEPA recipients, the IBAN is re-checked. If it no longer supports SEPA Instant, the payment is blocked automatically.

Frequently Asked Questions

One-Click Repeat Payments

What fields can I edit when repeating a payment?

Only the amount and reference. The recipient and payment method carry over from the original transaction and can’t be changed.

Can I send to a different recipient using Send again?

No. Send again keeps the original transaction’s recipient and payment method. To send to someone else, start a new transfer instead.

Which payment methods don’t support Send again?

Crypto exchange and Foreign exchange transactions don’t offer a repeat option.

What if my account status has changed since the original payment?

Account status is re-checked before a repeat payment is sent, the same as it would be for any new payment.

What happens if the recipient’s IBAN no longer supports SEPA Instant?

The repeat payment is blocked automatically before it happens.

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