$CAD
Interac & EFT
Your core Canadian rails — EFT and Interac e-Transfer, in and out, under your brand.
Canadian MSB
Software
Launch a FINTRAC-compliant digital bank under your brand with Interac, SEPA, cards, crypto and AML built in. Live in 6–10 weeks.
6–10
weeks
weeks
Time to live
40+
Supported currencies
10+
Payment rails
100%
White-label
EVERY RAIL, ONE PLATFORM
MSB Payment Processing
— Every Rail, One Platform
CAD, SEPA, Faster Payments, SWIFT and crypto rails, pre-integrated with MSB-friendly EMI providers.
CAD domestic, Interac e-Transfer, EUR SEPA, GBP Faster Payments, USD wires and 40+ currencies — pre-integrated.
€EUR
SEPA · SEPA Instant
Dedicated IBANs and SEPA Instant to 2,300+ banks in <10 seconds.
£GBP
Faster Payments
Sort-code accounts with Faster Payments 24/7 — inbound and outbound.
¤40+
Global FX
USD, AED, HKD, SGD and 40+ currencies via SWIFT MT / ISO 20022.
Ready to Launch Your White Label Neobank?
Book a 30-minute demo. We’ll walk through a live Canadian MSB deployment on the Finhost BaaS platform.
Why Choose Finhost
Launch in weeks, not years
Go live in 6–10 weeks with a fully functional neobank without building core banking, payments, or crypto infrastructure from scratch.
All rails, one platform
CAD (Interac, EFT), SEPA, Faster Payments, SWIFT and crypto pre-integrated in a single system, no fragmented providers or complex integrations.
Compliance built-in
FINTRAC-ready with KYC, AML, Travel Rule and reporting already embedded operate from day one without building compliance infrastructure.
One Product, Three Places Your Customers Already Live
Ship a fully white-labeled web app, iOS app and Android app all driven by the same core. Your brand, your domain, your App Store listings. Updates deploy to all three together.
- Native iOS & Android apps
- Responsive web client with SSO & 2FA
- Push notifications & biometric login (FaceID / fingerprint)
- We publish to the stores under your developer account
Infrastructure Built for Modern Canadian MSBs
Card issuing under your brand
Launch Visa and Mastercard programs with virtual, physical and crypto-linked cards already integrated into the platform. Real-time controls, tokenisation and wallet support are available from day one without building issuing infrastructure internally.
Compliance infrastructure embedded
Built-in KYC, KYB and AML workflows help your business operate within FINTRAC requirements. Transactions are automatically risk-scored, monitored and prepared for reporting flows without separate compliance tooling.
Launch faster with pre-integrated rails
CAD payments, Interac, SEPA, Faster Payments, SWIFT and crypto infrastructure are connected within a single operational layer. This reduces integration complexity and significantly shortens time-to-market for new financial products.
Five Stacked Income Streams From Day One
Your platform earns on FX, interchange, card fees, crypto spreads and subscription tiers, before you write a single line of code.
Revenue Streams
- FX spread: 0.4–1.2% on every CAD ↔ USD / EUR / GBP conversion (~42% of revenue)
- Card interchange: share of Visa / Mastercard interchange on every tap, swipe and online spend (~24%)
- Crypto spread: markup on BTC, ETH and stablecoin buys, sells and off-ramps (~18%)
- Transfer & wire fees: fees on Interac e-Transfer, SEPA, SWIFT and Faster Payments outbound (~10%)
- Subscriptions & tiers: premium plans for business accounts, multi-user access and higher limits (~6%)
Crypto & Fiat, In One App
Offer custody, swaps and crypto-to-CAD off-ramps, ready for FINTRAC’s dealing-in-virtual-currency rules. Institutional multi-asset custody. Instant crypto → CAD via Interac. Travel Rule + on-chain analytics built-in.
Frequently Asked Questions
How quickly can we launch a Canadian MSB software with Finhost?
Most projects go live within 6–10 weeks depending on the required integrations, compliance scope and branding customization. Finhost provides the core banking infrastructure, payment rails, onboarding flows and operational back-office out of the box, significantly reducing development time.
Does Finhost support Interac, SEPA, SWIFT and crypto payments together?
Yes. Finhost is designed as a multi-rail platform that combines Canadian payment rails such as Interac and EFT with SEPA, SWIFT, Faster Payments and crypto infrastructure inside a single operational system. This allows businesses to manage fiat and crypto flows without fragmented providers.
Is the platform compliant with FINTRAC requirements?
Finhost includes built-in KYC, KYB, AML and transaction monitoring workflows aligned with FINTRAC operational requirements. The platform also supports risk scoring, reporting processes and Travel Rule integrations for businesses working with digital assets.
Can we customize the neobank under our own brand?
Yes. The platform is fully white-label and can be deployed under your own brand, domain and App Store accounts. Finhost supports custom UI/UX, branded mobile and web applications, configurable onboarding flows and additional feature development based on your business model.