Out-of-the-Box Banking: FinHost Comes Pre-Integrated with OpenPayd
Launching regulated financial products has never been faster. The OpenPayd and FinHost integration provides a turnkey, compliant infrastructure for startups, neobanks, and B2B payment platforms to scale across the UK, EU, and beyond — with no heavy dev lift.
With OpenPayd + FinHost, you get the best of both worlds—enterprise-grade banking infrastructure and modular fintech capabilities built for fast, white-label deployment.
What Is OpenPayd?
OpenPayd is a next-generation embedded finance provider, delivering banking-as-a-service via a powerful API-first platform. Its infrastructure includes:
- Access to SEPA, SWIFT, FPS, CHAPS, Faster Payments
- Virtual IBANs and multi-currency accounts
- FX and local payment rails across Europe, UK, US, Brazil, and Canada
- Real-time settlements
- Strong regulatory coverage in UK, EU, US, Canada
What Is FinHost?
FinHost is a flexible, white-label banking platform with crypto and fiat capabilities. The OpenPayd integration enables:
- Automated KYC/KYB, AML, and transaction monitoring
- Fiat and crypto wallet management
- IBAN issuance and payment routing
- Access to FX, cards, and digital assets
- Customizable admin interface and full API stack
Comparison: Traditional Build vs. OpenPayd + FinHost
| Feature | Traditional Build | OpenPayd + FinHost |
|---|---|---|
| Time to MVP | 6–12 months | 3–5 weeks |
| Upfront Cost | $150K–$500K+ | From €4500/month or flat license |
| Compliance Setup | Built from scratch | Pre-integrated & automated |
| Payment Infrastructure | Multiple APIs | One unified ecosystem |
| Licensing & Legal | Costly, slow | Covered via OpenPayd |
| Admin & Monitoring | Requires dev team | Ready-made & brandable |
| Crypto + Fiat Support | Complex integration | Built-in via FinHost |
Why Choose OpenPayd + FinHost Integration?
This integration allows fintechs to launch complete banking and compliance platforms in 3–5 weeks:
- Real-time payments, FX, IBANs, and AML — all pre-integrated
- One seamless API, no vendor juggling
- Compliance handled through OpenPayd’s EMI licenses
- Fully brandable dashboards and user journeys
- Ideal for neobanks, B2B platforms, and crypto-fiat bridges
Who Migh Be Interested In This Solution
This integration is the perfect solution for ambitious teams and leaders who want to build, scale, and succeed faster.
Founders
For CEOs and fintech founders who want to launch fast, stay compliant, and deliver investor-ready platforms from day one
Product teams
For UX-focused teams who want to skip backend hassle and scale faster with full control over the user journey
Chief Technology Officers
For CTOs seeking to simplify infrastructure, reduce technical overhead, and scale with confidence
Use Cases
- European Neobank Launch. A fintech launched live IBANs, KYC, and SEPA payments in under 4 weeks with this integration — saving months of dev work.
- Crypto On/Off Ramp with Fiat Support. A digital asset platform enabled instant EUR/GBP deposits/withdrawals using OpenPayd rails + FinHost crypto modules.
- Cross-Border B2B Payment Platform. An SME onboarding and FX solution deployed with full compliance using FinHost’s white-label infrastructure and OpenPayd’s payment network.
Let’s Talk About This Integration
Success Stories
Frequently Asked Questions
How Long Does It Take to Launch?
You can go live in 3–5 weeks, depending on your customization needs and regulatory readiness.
What Markets Are Supported?
OpenPayd and FinHost together support the UK, EU, US, Canada, Brazil, and other international markets with multi-currency flows and regulatory coverage.
Is Licensing Included?
Yes. Licensing and regulatory frameworks are provided via OpenPayd, an FCA-licensed EMI with EU and global reach.
Do You Support Crypto as Well as Fiat?
Yes. FinHost enables crypto and fiat wallet management, while OpenPayd handles fiat payment rails and account infrastructure—giving you full flexibility.