Terms of use

Please read these Terms of Use carefully before using Finhost.

By using Finhost (“Site”, “Website”, “Finhost”, “Us”, “We”, “Our”) on any computer device or laptop computer, or another device (“Device”), you as a user (“You”, “User”) of the Website confirm that You have read, understand and agree to be bound by these Terms of Use, Privacy Policy, and any other applicable law.

Docode development OÜ, with registered address: Estonia, Tallinn, Narva mnt 7-634, 10117 (“We”, “Us”) is an authorized and fully owner of Finhost and may change these Terms of Use at any time upon Our sole discretion without prior notice effective upon their posting to the Website. Any use of You of the Finhost shall be considered Your acceptance of the revised Terms of Use. If You do not agree to these Terms of Use, please do not use this Website.

  1. SCOPE OF SERVICES
    1. The Website is intended to assist Users in becoming acquainted with the products and services of Finhost, including but not limited to digital banking solutions such as digital white-label banking platform, digital core banking software, corporate banking software etc. (“Products”) and software customisation services for Products, technical support of Products, further Products development services. Users may exploit the Website for any other services and purchase the products available within it. Still, in any case, You should not use Our Services, Products or Website for any unlawful purpose, nor may You violate any laws in Your jurisdiction (including but not limited to copyright laws) or the governing laws of Estonia.
    2. At its discretion, Finhost may offer additional website services and/or products, or update, modify or revise any current content and Services, Products. 
    3. Finhost does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or Products. You, as the end user, acknowledge, accept and agree that Finhost shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of Our Services and/or Products. Your continued use of the Services and/or Products provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by You to ensure You are aware of all terms and policies currently in effect. 
    4. If You do not agree to the updated, modified, revised, or modified terms, You must stop using the provided Services and/or Products.
  1. SCOPE OF LICENSE
    1. You may access and use Our Website solely for personal, noncommercial use if others are not agreed by Us by written consent.
    2. Except as expressly authorized hereunder, Our Website may not be reproduced, duplicated, copied, sold, resold, visited, reverse-engineered, or otherwise exploited for any commercial purpose without Our prior written consent. We reserve the right to alter or discontinue Our Websites, in whole or in part, at any time at Our sole discretion.
    3. By using Our Website and Services and/or Products, We grant a non-exclusive, non-transferable, non-sublicensable, revocable limited license to run the Website on Your Device solely for the purpose of performing those functions and tasks available to You, including any images, text, graphics, sounds, data, links and other materials incorporated into Our Site. You should not rent, lease, lend, sell, redistribute or sublicense Our Services and/or Products. You may not copy, decompile, reverse engineer, disassemble, or attempt to derive any part of Our Services and/or Products, as well as any portion of Our Site, or create derivative works of any portion of Our Website and/or Products, without Our written consent.
    4. Any attempt to do so is a violation of Our rights as a Licensor. In the case of a breach of this restriction, You may be subject to prosecution and damages.
  1. INTELLECTUAL PROPERTY
    1. All intellectual property on Finhost, including materials protected by copyright, trademark, or patent laws, is owned or licensed to Us. All trademarks, service marks, and trade names, Products are owned, registered, and/or licensed by Us. All content that We invented and created by Ourselves (except for Personal Data), including but not limited to text, designs, graphics, photos, sounds, music, videos, applications, interactive features, and all other content (collectively the “Content”) is Our intellectual property. All rights reserved.
    2. No licenses or rights are granted to You by implication or otherwise, under any intellectual property right controlled or owned by Us or the respective owners (licensors) of any such associated intellectual property, except for the permissions and rights expressly granted in these Terms.
  1. PRIVACY
    1. To use the Website, You may be asked to provide certain Personal Data. All the matters regarding Your Personal Data are governed by Our Privacy Policy and You are giving Your consent to the collection of such information by using the Site; therefore, We recommend You, and You should ensure that You have read the Privacy Policy provisions carefully.
  1. ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION
    1. The material on Our Website is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information with Our customer support at support@finhost.io. We are not responsible if information made available on Our Website is not accurate, complete, or current. Any reliance on the material on Our Website is at Your own risk.
    2. We reserve the right to modify the contents of Our Website at any time, but We have no obligation to update any information on Our Website. You agree that it is Your responsibility to monitor changes to Our Website. We do Our best to publish any new information about the Website, Services and/or Products by email.
    3. We may at all times and without prior notice make functional, procedural, or technical changes or improvements to the Website, Services and/or Products. We may, but in no circumstances are obliged to, adjust, add or remove any specific functionality.
  1. UNAUTHORIZED USE
    1. You shall not in any way use the Website in any respect that:
      1. is in breach of any law, statute, regulation, or by-law of any applicable jurisdiction;
      2. is fraudulent, criminal, or unlawful;
      3. is inaccurate or out-of-date;
      4. may be obscene, indecent, pornographic, vulgar, profane, racist, sexist, discriminatory, offensive, derogatory, harmful, harassing, threatening, embarrassing, malicious, abusive, hateful, menacing, defamatory, untrue, or political;
      5. impersonates any other person or body or misrepresents a relationship with any person or body;
      6. may infringe or breach the copyright or any intellectual property rights (including without limitation copyright, trademark rights, and broadcasting rights) or privacy or other rights of Us or any third party;
      7. may be contrary to Our interests;
      8. is contrary to any specific rule or requirement that We stipulate on the Website in relation to a particular part of the Website;
      9. involves Your use, delivery, or transmission of any viruses or anything likely intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data, or personal information.
      10. restrict or inhibit any other user from using any of Our Website, including, without limitation, by means of “hacking” or defacing any portion of Our Website;
    2. These rules of conduct and a list of prohibited uses are not meant to be exhaustive. We reserve the right to determine what conduct We consider to be a violation of these Terms or improper and the appropriate action to take.
    3. As a User, You agree that You are responsible for compliance with any applicable local laws that may apply to Your use of Our Website, Services and/or Products.
    4. If We ascertain or receive information from third parties or law enforcement officials of any of the above-listed prohibited uses or other unlawful uses on Your behalf, We may terminate Your access to the Website due to Your breach of these Terms and You agree to reimburse Us for any expenses or costs, including consequential damages We or anyone else may have or may incur as a result of such a breach or unlawful act.
    5. If We are required to take action by the governing legislation or based on information received from third parties or We are notified of any unlawful actions on Your behalf regarding and/or using Our Website, Services and/or Products, or by competent law enforcement authorities authorized to issue compelling orders and/or requests to Us, We reserve the right to refuse You using Our Website.
  1. MODIFICATIONS
    1. We reserve the right to, temporarily or permanently, modify, suspend or discontinue the Website, Services and/or Products (or any part or respective content thereof) without prior notice.
    2. We may from time to time limit access to Our Website, Services and/or Products due to maintenance and updates at Our discretion.
    3. We shall not be liable to You or to any third party for any modification, suspension, or discontinuance of the Services and/or Products, Website or content.
    4. We are not responsible for a service outage caused by a User’s third-party data centers or internet service providers’ (ISP) or a User’s preferred particular ISP’s servers, routers, networks, etc failures or connectivity problems caused thereof.
  1. FEEDBACK, AND OTHER SUBMISSIONS
    1. By sending Us creative ideas, suggestions, proposals, plans, or other materials, by email, (collectively, “Feedback”), You agree that We may, at any time, without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any feedbacks that You forward to Us.
    2. We shall under no obligation have to:
      1. maintain any Feedback in confidence;
      2. pay compensation for any Feedback; or
      3. respond to any Feedback.
    3. You agree that Your Feedback will not violate any right of any third party, including copyright, trademark, privacy, personality or another personal or proprietary right.
    4. You further agree that Your Feedback will not contain libelous or otherwise unlawful, abusive, or obscene material, or any computer virus or other malware that could in any way affect the operation of the Site.
    5. You may not use a false email address, pretend to be someone other than yourself, or otherwise mislead Us or third parties as to the origin of any Feedback.
  1. DISCLAIMER
    1. Our Services and/or Products are provided on an “as is” basis and Finhost does not make any representations or warranties for such Services and/or Products. Finhost also shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.
    2. Your use of any aspect of the Website is at Your own risk. We cannot and do not accept any liability in respect of any activities that You may undertake through using the Website.
    3. The Website may not be available in all languages or in all countries, and We make no representation that the functionality of the Website would be appropriate, accurate, or available for use in any particular location.
    4. We disclaim all responsibility and undertake no liability or warranty, express or implied, except as expressly provided herein, for information and data that You or any third party provides to or through the Website, including its processing, use, etc. Any provision by You of such information and data constitutes your express permission for any use thereof in connection with your use of the Website.
    5. This disclaimer constitutes an essential part of these Terms of Use.
  1. LIMITATION OF LIABILITY
    1. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, NEITHER WE NOR ANY OF OUR DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, CONTRACTORS, AGENTS, REPRESENTATIVES, OR AFFILIATES (THE “FINHOST PARTIES”) SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS, PROFITS, USE OR DATA), WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE AND STRICT LIABILITY) OR ANY OTHER LEGAL THEORY, EVEN IF THE FINHOST PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR RELATING IN ANY WAY TO OUR PROVISION OF (OR FAILURE TO PROVIDE) PRODUCTS OR SERVICES, OR FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR SUBMISSIONS OR DATA, EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH PRODUCTS IS TO OBTAIN A REFUND IF IT IS POSSIBLE, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SERVICES IS TO STOP USING THE SERVICES. NOTE: CERTAIN JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL, CONSEQUENTIAL, OR CERTAIN OTHER TYPES OF DAMAGES, SO SOME OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, BUT IN ANY CASE WHICH DOES NOT PREVAIL THE AMOUNT OF 100 (ONE HUNDRED) US DOLLARS.
  1. TERMINATION
    1. These Terms of Use are effective until terminated by either You or Us. You may terminate these Terms of Use at any time, provided that You discontinue any further use of the Site.
    2. We may, in Our sole discretion, terminate these Terms of Use at any time and for any reason, without penalty or liability to You or any third party. In the event of Your breach of these Terms of Use, these actions are in addition to and not in lieu or limitation of any other right or remedy that may be available to Us. The following provisions survive the expiration or termination of these Terms of Use for any reason whatsoever: Intellectual Property, Disclaimer, Limitation of liability, Choice of Law and Dispute Resolution, Entire Agreement, and Severability.
  1. CHOICE OF LAW AND DISPUTE RESOLUTION
    1. These Terms of Use shall be governed by the Law of Estonia with the exclusive jurisdiction of the courts of Estonia to resolve any dispute between Finhost and You arising under or in connection with these Terms of Use.
  1. ENTIRE AGREEMENT
    1. These Terms of Use and Privacy Policy constitute the entire agreement (the “Agreement”) between You and Us pertaining to the subject matter hereof. These Terms of Use may not be modified, in whole or in part, except as described elsewhere in these Terms of Use.
  1. SEVERABILITY
    1. If any of the provisions of these Terms of Use are held to be not enforceable by a court or other tribunal of competent jurisdiction, then such provisions shall be amended, limited, or eliminated to the minimum extent necessary so that these Terms of Use shall otherwise remain in full force and effect.
  1. ASSIGNABILITY
    1. You may not assign or transfer these Terms of Use, by operation of law or otherwise, without Our prior written and explicit consent.
    2. You agree that these Terms of Use, Software Privacy Policy, and/or the Agreement between You and Us, in general, may be assigned by Us, in Our sole discretion to any third party.
  1. NOTICES AND ELECTRONIC COMMUNICATION
    1. Any notice or other communication under these Terms of Use shall be in writing and shall be considered given and received when sent by email. The language of communication shall be English.
  1. CONTACT US
    1. You can continue the cooperation with Finhost after visiting Our Website.
    2. If You wish to purchase any of Our Products or Services (“Purchase“), You may send the request via email to support@finhost.io.
    3. By filling out the contact form or sending the message to support@docode.dev You confirm that You are 18 years old and over and have the authority to cooperate with Finhost.
    4. You consent that You may also receive Notices relating to these Terms of Use by sending to You by email.
    5. Please submit any notices to Us relating to these Terms of Use via email to support@finhost.io.

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