Digital Banking Software

Our team consists of experts in the financial area and senior DevOps, developers, and architects to deliver strong and secure core digital banking software. We provide the web back-office panel and bank mobile application with IOS and Android capabilities. This solution is especially fit for business and startup owners who use time and money wisely and want to implement their idea in high quality as fast as possible.

Key Functionality

Onboarding

Seamlessly onboard users with a fast and secure registration process tailored for financial services.

KYC/KYB Verification

Automate and streamline identity and business verification to stay compliant and build trust.

Bank Accounts
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Provide users with fully functional bank accounts to manage their finances effortlessly.

IBANs Issuing

Instantly issue dedicated IBANs for individuals and businesses across multiple jurisdictions.

Transfers
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Enable fast and secure transfers across crypto, local payments, SEPA, SEPA Instant, SWIFT and more.

Fiat Exchange
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Crypto Wallets
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Offer secure and user-friendly wallets for storing and managing multiple cryptocurrencies.

Crypto Exchange
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Launch your own branded crypto exchange with spot trading and seamless liquidity.

Cards Issuing
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Issue virtual and physical cards for payments, spending, and brand loyalty.

Backoffice
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Gain full control with an intuitive backoffice to monitor operations, users, and transactions.

Integrations
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Leverage our ready-made integrations with banks, payment providers, and third-party services to accelerate your go-to-market and reduce development time.

Our Core Banking Platform Modules

Our digital core banking system includes many features that allow you to manage different operations

  • Reports & Analytics

    Our database collects data on all the metrics of the application work. Data is organized with convenient graphs, which allows you to notice patterns in customers’ behavior and make adjustments to improve the app functionality and reach the right audience.

  • Fraud Detection

    Cloud-based banking software has establishes integrations with various KYC providers and is ready to be integrated with any other out of our list of providers.

  • Fees & Limits Module

    Assign separate fees or limitations for the operations.

  • Double Entry Accounting

    With Double Entry principles, you will get real accounting, not just numbers in a database.

  • Payments

    Finhost financial core banking software supports cross-platform coverage, UK local transfers and currency exchange. Payments can be made via phone number and QR-code. P2P transfers, SWIFT and card payments are available as well.

Licensing & Regulatory Coverage. Launch globally with confidence.

Finhost supports fintechs and crypto businesses in navigating licensing across key jurisdictions.

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Europe

EMI & PI Licenses – Issue e-money, process payments, and access SEPA. VASP/CASP Registration – Crypto exchange and wallet licensing.

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United States

Money Transmitter License (MTL) and FinCEN MSB Registration for payments and crypto.

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United Kingdom

FCA-regulated EMI, PI, and Crypto licenses for fintech and crypto businesses.

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Canada

MSB License (FINTRAC) for fiat, crypto, and forex services.

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Asia-Pacific

Singapore (MAS) – Payment Institution & DPT licenses.
Australia (ASIC) – AFSL for financial services, DCE registration for crypto.

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Africa

South Africa (FSCA) – Regulates fintech and crypto with ongoing developments.
Nigeria (SEC) – Regulates crypto exchanges.
Kenya (CBK) – Growing regulatory focus on fintech and crypto.
Ghana (BoG) – Regulating digital financial services.
Mauritius (FSC) – A fintech hub with crypto licensing.

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UAE

VARA (Dubai) & ADGM (Abu Dhabi) licenses for crypto and fintech.

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Offshore & Emerging Markets

Bahamas, Cayman Islands, Mauritius, Vanuatu – Flexible crypto and fintech licensing.

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Brazil

Central Bank of Brazil (Bacen) – Regulates fintechs offering payment services and e-money.
Securities and Exchange Commission (CVM) – Oversees crypto exchanges and digital assets.

Our Key Benefits

The Finhost team gives you more by spending less of costs and your time on unnecessary bureaucracy

  • More opportunity

    Opportunity to try our services before commitment. Contact us and get a free demo version with basic configurations to prove the concept.

  • Less worrying

    We guarantee the maximum security of our core banking system.

  • More innovation

    We are constantly growing our knowledge and applying the newest technology to our projects. AWS, Node.js, Typescript, React.js, PostgreSQL, DynamoDB, ES, AWS Glue/Athena.

  • More support

    Our manager will help you 24/7. We offer post-release support to ensure the seamless work of the product.

  • More flexibility

    Configure your core banking system according to your needs.

How we work

We offer our potential clients a demo version which is tailored according to their needs. During this period, the Finhost team works with you to make sure that our services cover your case. We use agile techniques and work in a coordinated and structured manner.

  • Work with our business analyst team to realize if our system fits your needs.

    01STEP
  • We configure and brand the app for you, based on requirements, fees and limits.

    02STEP
  • The deployment of the digital banking app and the first release. Get your first customers!

    03STEP

Embark on a digital bank journey with us!

Still hesitating about cooperation? We are happy to get in touch with you, make research of your needs and issues and configure an MVP to prove the concept. We respect your time and want to provide the best possible digital core banking solution for our clients. Furthermore, we are ready to talk and answer any questions you may have.

Success Stories

🇨🇦 Canadian MSB Neobank
Digital neobank platform for individuals and businesses, offering multi-currency accounts, local and international payments, and card issuance across North America and the Middle East.

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Canadian MSB Neobank

🇵🇱 European SPI Payment Platform
Licensed Small Payment Institution expanding across the EU with multi-currency accounts, SEPA and SWIFT payment rails, mobile apps, and card issuance for individuals and corporates.

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European SPI Payment Platform

🇸🇦 MENA On-Premise Banking Platform
Licensed financial institution in the MENA region deploying FinHost on-premise with source code license, a dedicated engineering team, local bank integrations, and regional KYC/AML tooling.

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MENA On-Premise Banking Platform

🌐 Global VASP Crypto-Fiat Platform
Virtual Asset Service Provider unifying fiat accounts, crypto custody via Fireblocks, exchange operations, and compliant onboarding into a single white-labeled platform.

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VASP Crypto-Fiat Platform

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